Terms and Conditions

By accessing or using the website www.nexoraservicesllc.com (the "Site") operated by Nexora Services LLC ("Company," "we," "our," or "us"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not use the Site.

These Terms apply to all visitors, users, and others who access or use the Site or our services.

Nexora Services LLC is an insurance services company registered in the state of Wyoming, USA. We provide:

• B2B services — Outbound and inbound call center operations, dedicated sales teams, and lead generation support for insurance agencies, carriers, and brokers
• B2C services — Insurance comparison and enrollment assistance for individuals and families seeking health, auto, life, and home services coverage

We act as an intermediary between you and insurance carriers. We do not underwrite insurance policies, and coverage is subject to the terms and conditions of the respective insurance provider.

You must be at least 18 years of age and possess the legal authority to enter into these Terms. By using our Site, you represent and warrant that you meet these requirements.

When using our Site and services, you agree to:

• Provide accurate, current, and complete information in all forms and communications
• Not impersonate any person or entity
• Not use our Site for any unlawful or fraudulent purpose
• Not interfere with, disrupt, or compromise the security of the Site
• Not attempt to gain unauthorized access to any part of the Site or its systems
• Not use automated tools (bots, scrapers, etc.) to access or collect data from the Site without our prior written consent

All content, features, and functionality on the Site — including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software — are the exclusive property of Nexora Services LLC or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any content obtained from the Site without our express written permission.

While we strive to connect you with appropriate coverage options, we make no guarantees regarding:

• Approval or issuance of any insurance policy
• Specific premium rates or coverage terms
• The availability of any particular insurance product in your state
• The financial stability or rating of any insurance carrier

All insurance products are subject to the underwriting criteria and terms of the issuing carrier. We recommend reviewing all policy documents carefully before purchasing coverage.

To the fullest extent permitted by law, Nexora Services LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, resulting from:

• Your use of or inability to use the Site or our services
• Any unauthorized access to or alteration of your transmissions or data
• Statements or conduct of any third party on the Site
• Any other matter relating to the Site

Our total liability to you for any claim arising from or relating to these Terms or your use of the Site shall not exceed the amount you paid to us, if any, in the 12 months prior to the claim.

THE SITE AND ALL SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

You agree to indemnify, defend, and hold harmless Nexora Services LLC, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use of the Site
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property rights
• Any content you submit or transmit through the Site

These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, United States, without regard to its conflict of law provisions.

Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in the State of Wyoming.

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after any modifications constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically.

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including but not limited to your breach of these Terms.

Upon termination, your right to use the Site will immediately cease. Provisions that by their nature should survive termination (including limitation of liability, indemnification, and governing law) shall survive.

If you have questions about these Terms and Conditions, please contact us: